Produce
Overview
The Produce product provides broad coverage for harvested crops, seed, feed, fertilizer, herbicides, milk, unfertilized eggs, fruits, and vegetables in your possession. Coverage amounts should accurately reflect the fluctuating values of these items throughout the year.
Key Coverages:
- Physical damage to covered produce items
- Optional extensions for refrigerated produce losses
- Milk contamination coverage
Exclusions:
- Losses caused by vermin, rot, etc.
- Growing crops
- Loose straw/haystacks not in buildings
Coverage Considerations:
- Reviewing produce values regularly as they change
- Co-insurance provisions to maintain proper limits
- Working closely with your broker to list all applicable produce items
This specialized product ensures your harvested agricultural products and supplies are protected against insured losses. Your broker will help customize the right coverage based on the types and amounts of produce you handle.